Get Simple and Fast Term Life Insurance Quotes

Get affordable life insurance quotes and apply online for coverage, no need for an agent.

  • Instant quotes with no personal information
  • Immediate underwriting decisions
  • Secure and Simple Application Process

Families Quoted Since January 2017:


Simply Insurance, Insurance  Life, Atlanta, GA

The simplest way to find affordable term life insurance quotes online

No personal information needed for your instant online life insurance quote

Get An Instant Quote

Get a quote by putting in only needed information.

Compare Rates

Compare term life ​rates from top carriers & review rates online.

Apply Online

Apply online for your instant decision.

term life insurance quotes

We’re a licensed insurance agency, so we get paid either commission or advertising fees by the insurance companies for each referral or sale. 

If you ever feel the need to know what commission we’d earn on any of our insurance products, just ask us. We’ll be happy to tell you.

*Click here for more faqs and information on how we are paid.

life insurance quotes
  • Get an instant term life insurance quote comparison
  • Your personal information isn't needed with our life insurance quote engine.
  • There is no need to wait three months to get a decision, find out today.
  • No need to deal with an agent and miss out on life insurance savings.

Chat With Us

Click That Green Bubble

Call Us


Email Us

Available Monday-Thursday | 9am-8pm EST Friday | 9am-6pm EST

So, What Is Term Life Insurance?

As we like to say, "In Plain English," term life insurance is simply, protection against the loss of life over a specific period of time.

Term life insurance is also going to be the most affordable type of life insurance that you can purchase and the most simple.

You can choose coverage options from 2 years all the way up to 30 years and coverage amounts from $50,000 up to $25,000,000+

What Type Of Term Life Quotes Do You Offer?

Simply Insurance offers a wide variety of ​affordable term life ​quotes online. 

2 Year Term

5 Year Term ​

10 Year Term ​

15 Year Term ​

20 Year Term ​

30 Year Term

Best Term Life Insurance rates by age​

​If you are looking for the best term life insurance rates based on your current age then check out some of our sample rates below: 

Best term life insurance rates for women






25 Years Old





30 Years Old





35 Years Old





40 Years Old





​45 Years Old





50 Years Old





​55 Years Old





​60 Years Old





*Rates are based on a non-tobacco female with a preferred health rating looking for a 20 Year Term. 

Best term life insurance rates for ​Men






25 Years Old





30 Years Old





35 Years Old





40 Years Old





​45 Years Old





50 Years Old





55 Years Old





60 Years Old





*Rates are based on a non-tobacco ​male with a preferred health rating looking for a 20 Year Term. 

The Biggest Myth About The Cost Of Life Insurance 

The biggest myth about the cost of life insurance is that it's too expensive.  A recent study from LIMRA found that 63% of people said they wouldn't get life insurance coverage because of its cost. However, the same study found that ​life insurance policy quotes are 80% LESS than what people thought they were.

80 %
Of People Overestimate Life Insurance Costs.

Didn't think you could get cheap life insurance?  Guess Again!

Do I need a Life Insurance Policy If I...

  • Am Single With No Dependants?
  • Have It through an employer?
  • Am Not the breadwinner

​When we think about life insurance, for the most part, we are talking about leaving your family in a great financial space if something were to happen to you, however, what about if you are single?

Here at Simply Insurance, we believe that everyone needs some type of term life insurance.  There will still be expenses for your burial and any remaining debts or bills.  Someone is going to have to bury you, and you probably don't want to put that burden on your parents or distant relatives.  It's fairly affordable to get a term life insurance policy with a decently sized death benefit.

Term Life Insurance Quotes or Whole Life Insurance Quotes?

There are two types of life insurance, term life, and whole life.  From our experience, whole life insurance ​quotes will always be more expensive than term life insurance quotes.  

We even reached out to over 40 finance experts about this issue, and it turns out that over 80% of them would choose a term life policy over a whole life policy.  Their decisions seemed to be mainly tied to the more affordable term life insurance premiums as well as the ability to get an online term life insurance policy.   

Below are real life examples of the premium differences between the two products:

Term Life Insurance

( Coverage for a specified term length )

Gender: Male

Age: 32

Health Rate: Preferred 

Smoker: No 

Length of Coverage: 30 Years 

Coverage Amount: $250,000 

Monthly Life Insurance Rate:  $21.63

Plan Rates and Options Provided by 

Whole Life Insurance

( Coverage for your whole life )

Gender: Male

Age: 32

Health Rate: Preferred 

Smoker: No 

Length of Coverage: For Life

Coverage Amount: $250,000 

Monthly Life Insurance Rate:  $145.00

Plan Rates and Options Provided by Principal Life

Simply Insurance recommends a term life insurance quote for most of our shoppers over any whole life insurance products. 

How much life insurance do you need?

​​Most insurance companies allow you to purchase up to 30x your annual income, but we recommend that you have at the least 10x your annual income in life insurance.

So if you make $50,000 / year, a policy for $500,000 would be our suggestion.​

Just remember to buy life insurance that you can afford.

term life insurance quotes online

​If the life insurance premium of 10x your annual income is too expensive for you, go down to 5x your income, just make sure you can cover your beneficiaries life insurance needs.

When you are looking at any of our term life insurance quotes you can always start off with the lowest term lenght fo the ​maximum amount of coverage.

Compare life insurance costs to other monthly expenses; it's super affordable

Did you think we wouldn't call you out on your spending habits? 

Monthly Cost

Buying Shoes


Daily Starbucks Venti Caffe Latte


Cell Phone Bill 


Wine Clubs


Term Life Insurance


*Life Insurance Rates are Based on a 30 Year $250,000 Term Policy for a 30 Year Old Male

What does term life insurance cover?

A term life insurance payout is another form of a lump sum payment, once it's paid out to your beneficiary they can use it to pay for anything.

Here is a list of a few things you can do with a life insurance payout:

  • Pay Off Your Mortgage
  • Get rid of your car note
  • Clear credit card debt
  • Cover Kids College Expenses
  • Pay taxes
  • Pay Daily Living Expenses
  • Use As Income Replacement
  • Invest (Here is 30+ Ways To Invest)
  • Cover Child Care Expenses
  • Pay final expenses of the insured

Can I get term life insurance online?

If you are looking to shop term life insurance online, then you have come to right place. We have made it easy to apply for life insurance online with some of the most technologically innovative companies in the nation.

Our carriers make buying life insurance online incredibly easy and affordable with instant term life quotes and immediate decisions. Don't be shy, use our term life insurance quote engine today to get covered with our A rated Carriers through AM Best without ​agents calling you.

term insurance quotes

Get affordable term insurance quotes from our online term life insurance carriers:

haven life review, haven life, haven life logo
Ladder Logo, Ladder Life, Ladder Life Logo
term life insurance

Learn More About Term Life Insurance: