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Families Quoted Since January 2017:

3,526

Simply Insurance, Insurance  Life, Atlanta, GA

The simplest way to find affordable term life insurance quotes online

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  • Get an instant term life insurance quote comparison
  • Your personal information isn't needed with our life insurance quote engine.
  • There is no need to wait three months to get a decision, find out today.
  • No need to deal with an agent and miss out on life insurance savings.

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800.340.4414

Email Us

info@simplyinsurance.co

Available Monday-Thursday | 9am-8pm EST Friday | 9am-6pm EST

So, What Is Life Insurance?

As we like to put it "In Plain English," life insurance is simply, protection against the loss of life.

What Type Of Term Life Quotes Do You Offer?

Simply Insurance offers a wide variety of term life estimates and quotes. 

5 Year Term Life Insurance Quotes

10 Year Term Life Insurance Quotes

15 Year Term Life Insurance Quotes

20 Year Term Life Insurance Quotes

30 Year Term Life Insurance Quotes

The Biggest Myth About The Cost Of Life Insurance 

The biggest myth about the cost of life insurance is that it's too expensive.  A recent study from LIMRA found that 63% of people said they wouldn't get life insurance coverage because of its cost. However, the same study found that life insurance rates are 80% LESS than what people thought they were.

80 %
Of People Overestimate Life Insurance Costs.

Didn't think you could get cheap life insurance?  Guess Again!

Do I need a Life Insurance Policy If I...

  • Am Single With No Dependants?
  • Have It through an employer?
  • Am Not the breadwinner

If you aren't the breadwinner is very important for you to have life insurance.  The expenses associated with someone passing away don't change, and someone has to pay them.

Your spouse is going to be just as much of an emotional wreck and probably won't be going into work. 

If you have kids, they are going to need extra attention that the working spouse may need to obtain assistance with from a nanny or daycare. 

The expenses can add up and depending on the debt and salary of the breadwinner, your passing away without sufficient life insurance could create financial anarchy in your family.  It's really about the family so be sure to get a life quote.

Term Life Insurance Quotes or Whole Life Insurance Quotes?

There are two types of life insurance, term life, and whole life.  From our experience, whole life insurance quotes will always be more expensive than term life insurance quotes.  

We even reached out to over 40 finance experts about this issue, and it turns out that over 80% of them would choose a term life policy over a whole life policy.  Their decisions seemed to be mainly tied to the more affordable term life insurance premiums as well as the ability to get an online term life insurance policy.   

Below are real life examples of the premium differences between the two products:


Term Life Insurance

( Coverage for a specified term length )

Gender: Male

Age: 32

Health Rate: Preferred 

Smoker: No 

Length of Coverage: 30 Years 

Coverage Amount: $250,000 

Monthly Life Insurance Rate:  $21.63

Plan Rates and Options Provided by Havenlife.com 

Whole Life Insurance

( Coverage for your whole life )

Gender: Male

Age: 32

Health Rate: Preferred 

Smoker: No 

Length of Coverage: For Life

Coverage Amount: $250,000 

Monthly Life Insurance Rate:  $145.00

Plan Rates and Options Provided by Principal Life

Simply Insurance recommends a term life insurance quote for most of our shoppers over any whole life insurance products. 

How much life insurance do you need? 

Most insurance companies allow you to purchase up to 30x your annual income, but we recommend that you have at the least 10x your annual income in life insurance. 

So if you make $50,000 / year, a policy for $500,000 would be our suggestion. 

Just remember to buy life insurance that you can afford.  If the life insurance premium of 10x your annual income is too expensive for you, go down to 5x your income, just make sure you can cover your beneficiaries life insurance needs.

Compare life insurance costs to other monthly expenses; it's super affordable

Did you think we wouldn't call you out on your spending habits? 

Monthly Cost

Buying Shoes

$250.00

Daily Starbucks Venti Caffe Latte

$116.00

Cell Phone Bill 

$73.00

Wine Clubs

$50.00

Term Life Insurance

$21.00

*Life Insurance Rates are Based on a 30 Year $250,000 Term Policy for a 30 Year Old Male

Can I get term life insurance online?

If you are looking to shop term life insurance online, then you have come to right place. We have made it easy to apply for life insurance online with some of the most technologically innovative companies in the nation.

Our carriers make buying life insurance online incredibly easy with instant term life quotes and immediate decisions. Don't be shy, use our term life insurance quote engine today to get covered with our A rated Carriers through AM Best.


Get affordable term insurance quotes from our online term life insurance carriers:

term insurance quotes
haven life review, haven life, haven life logo
Ladder Logo, Ladder Life, Ladder Life Logo
term life insurance

What does life insurance cover?

A life insurance payout is another form of a lump sum payment, once it's paid out to your beneficiary they can use it to pay for anything.

Here is a list of a few things you can do with a life insurance payout:

  • Pay Off Your Mortgage
  • Get rid of your car note
  • Clear credit card debt
  • Cover Kids College Expenses
  • Pay taxes
  • Pay Daily Living Expenses
  • Use As Income Replacement
  • Invest (Here is 30+ Ways To Invest)
  • Cover Child Care Expenses
  • Pay final expenses of the insured

Learn About Insurance:

Term Life Insurance: Everything You Need To Know In One Place
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