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Get an affordable renters insurance quote and apply online for coverage, all without an agent.

  • Get Covered 100% Online In Minutes
  • Mysterious Disappearance Coverage
  • ​Replacement Cost Reimbursement
  • ​Bed Bug Coverage
  • ​Personal Electronics Coverage
  • ​Global Coverage (For Things Outside Your Home)

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  • Get an instant renter's insurance quote and instant
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So, What Is Renters Insurance or
Apartment Insurance?

"In Plain English," Renters Insurance is simply protection against
the loss of things in your rental home or apartment.

What Does Renters Insurance Cover?

Our global renters insurance policy will cover your items wherever you are, anywhere in the world. Check out some of the things that are covered:

  • Fires Or Lightning
  • Theft Or Vandalism
  • Sink, Toilet & Tub Overflow
  • Replacement Cost Coverage
  • Dog Bites
  • Smoke


  • Laptops
  • Tablets
  • Smart Phones
  • Other Personal Electronics
  • Mysterious Disappearances
  • Someone Being Injured In Your Home

Getting a renters insurance quote is the first
step to making sure your rental home or apartment is
covered.

You can even customize your policy based on your specific situation like more jewelry coverage.


How Much Is Renters Insurance?

According to the Independent Insurance Agents and Brokers of America, about 81 Million Americans rent homes.

 However, 64.4 percent of them stated that they don't have renters insurance.

Their main reason for not purchasing the coverage was because of the cost. 

But the same survey showed that the actual average renters insurance cost is only $12 per month, or $144 per year.

This is for $30,000 of property coverage and $100,000 of liability coverage. 

Remember that your Landlord will not be liable nor will they cover your belongings if there is a loss.

Landlords will be covered for the actual structure of the building by their homeowners insurance.

Instead of trying to get cheap renters insurance, just remember that in all honesty, it is probably as cheap as it is going to get for now. 

You should focus more on what benefits come with your renters insurance policy for the price you are paying.

How Much Renters Insurance Do I Need?

On average, most renters insurance policies are for around $20,000 to $30,000 in property coverage.

This is going to vary for each person, some people will have more expensive items and some people will want additional coverage overall for their home.

The best thing about our insurance partner is that they offer their coverage based on Replacement Cost.

Replacement Cost means that you are covered for how much it would cost to replace the item, not how much the item is worth.

When you are deciding on how much renters insurance you need, it's best to act like a detective.

Figure out what everything will cost you, determine if you have specific risks like an exotic pet and come up with a number for a great starting point.

Should You Get Renters Insurance Quotes Online

As with most things, the days of sitting down with someone to purchase anything are going away fast.

With the new technologies in the market you are able to get lower prices and much faster service.

Our companies are able to get you a super fast quote within sixty seconds online and get you covered within a few minutes.

When you get a rental insurance quote online, you save yourself time and gain peace of mind with immediate coverage.

Stats That Prove You Need A Renters Insurance Policy

  • ​​In 2015, Property damage, including theft, accounted for 97.1 percent of claims from 5.9% of homes insured.
  • ​Only 40% of Renters even have renters insurance. However, Burglary & Theft get the highest number of claims.

Our Online Renters Insurance
Companies:

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Learn About Insurance:

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