Whole Life - The Simplified Issue Way
A simplified issue whole life insurance policy is another name for a no exam life insurance policy. You can get whole life insurance quotes online instantly.
It does exactly what the name implies: gets you life insurance without the need for a medical exam. These products in most cases can also avoid the requirement of medical records from your doctor.
With a few health questions, a prescription drug, and medical background check via Intelliscript, and the Medical Information Bureau, you can be insured in less than a fraction of the time compared to the traditional insurance process which can take up to 8 weeks.
Our Simplified Whole Life Product can be purchased as a Juvenile plan for ages 0-17 and as an Adult plan for ages 18-65.
Our Simplified Issue Policy Has:
- Up To $100,000 In Coverage
- A Simple 1 Page Application
- No Drivers License Required
- 100% Online Process
- Only 4 Health Questions
- Accepts ITIN
- E-Signature is your Mother’s Maiden Name
- Cash value available as a policy loan
Payment Options Available Are:
- Continuous – Pay For Your Whole Life
- Until age 65 – Pay Until You Reach 65
- Single Premium – One Lump Sum Payment
- 20 Pay – Pay Only For 20 Years
Benefits Of Our Simplified Issue Whole Life Product:
Get coverage without having to endure a lengthy medical evaluation, giving blood, or having to give a urine sample.
You will have your policy in your hands quickly. Approval typically takes only 5 business days but can happen in as little as 24 to 48 hours.
You never have to speak to an agent, unless you want to. You can take your time and purchase the amount of coverage that you need today!
Premium Locked In
Your premium is guaranteed for your whole life as long as your premiums are paid. You will know exactly what you will pay every month
Why Should You Get An Instant Insurance Quote?
A Study conducted by LIMRA and Life Happens.org showed that when you are forced to deal with an insurance agent you are less likely to get coverage. Getting an instant quote online also gives you the ability to get coverage immediately and avoid medical exams and the normal 8 week process to getting covered.
We created a whole report about how dealing with agents and getting endless calls can affect your insurance buying decision, we named it the 100 Calls of Doom.
Getting a quote and applying for coverage online is much easier than it has been in the past and much easier than you think, below we lay out the simple process that can get you on your way to being covered.
What You Will Need To Complete Our Secured 1 Page Application
Your Personal Info
To complete the 1 page online application you will need your basic info such as your Adress, Date of Birth, SSN or ITIN, Height, Weight and Marital Status.
You will need only their Name, Benefit Percentage, and Relationship to you. Additional beneficiaries can be added with just a click.
You can pay securely with your bank account or with a Visa or Mastercard. You will need the account number and routing number for your bank account if you choose that route.
When Should You Use An Insurance Agent?
You should use an insurance agent only for obtaining more complicated help, an insurance agent isn’t needed to apply for coverage and to get a quote. Check out the below main things you should reach out to an agent for:
Help With Application
If you need help with completing your online application please feel free to reach out to us and we can assist you with the process.
If you need more information about how a product specifically works and what the features and benefits are and maybe any specific limitations the policy may have, give us a call and we can assist you.
When you need assistance with filing a claim, feel free to reach out to us and we can assist you with this. Please make sure your loved ones have all of our contact information as well.
Security You Can Trust.