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Get an affordable homeowners insurance quote and apply online for coverage, all
without an agent.

  • ​​​Coverage For Your Home Office
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  • ​Condo Insurance Available
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Since March 2017
As of 07/22/18

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  • Get instant home insurance quotes online and instant
    coverage online.
  • ​Your personal information isn't needed to get house
    insurance quotes online.
  • ​Save more time by getting an online home insurance

  • ​No need to deal with an agent to compare home
    insurance quotes.

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​So, What Is Home Insurance or
Homeowners Insurance?

"In Plain English," Homeowners Insurance is simply protection against the loss of your
home or things in and/or around your home.

What Does Home Insurance Cover?

A home insurance policy will usually cover things like:

  • ​Your Home
  • ​Other Structures On Your Property
  • ​Certain Possessions Inside Your Home
  • ​Fires Or Lightning
  • Vehicles
  • Smoke
  • Weight Of Ice, Snow Or Sleet

  • ​Liability
  • ​Home Electronics
  • Smart Appliances
  • Windstorms (Hurricanes & Tornadoes)
  • Riots or Civil Commotions
  • Aircrafts
  • Theft Or Vandalism
  • Falling Objects

​Getting a homeowner insurance quote is the first
step to making sure your house and property is
You can even customize your policy based on your specific situation like getting Condo Insurance.

How Much Homeowners Insurance Do I Need?

​On average, most homeowners insurance policies
are for around $100,000 and on a mortgaged home
they usually cover how much you paid for the home.

Then, depending on your policy, some things might
have to have a separate policy like coverage jewelry or weapons as well as Liability.

While others, will cover multiple items in one policy.

The amount of homeowners insurance that you will
need is going to depend on a few factors that you

probably haven't thought about. This includes
things like:

  • ​The Cost To Rebuild Your Home
  • ​The Cost Refurnish Your Entire Home
  • ​The Cost Of Your Home Office Equipment
  • ​Anything Of Exceptional Value (Like Art).

​When you are deciding on how much home owners
insurance you need, it's best to act like a detective.

​Figure out what everything will cost you, determine
if you have specific risks like an exotic pet.

Along with the other factors above come up with a
number and if you can afford it, double the amount
of coverage, if not, you still have a great starting

Stats That Prove You Need a Home Insurance Policy

  • ​In 2015, Property damage, including theft, accounted for
    97.1 percent of claims from 5.9% of homes insured.
  • ​Homeowner's claims related to wind or hail are the most
    frequent; the costliest are related to fire and lightning.
  • About one in 15 insured homes has a claim each year.
  • ​No need to deal with an agent to compare home
    insurance quotes.

​Should You Get Home Insurance Quotes Online

​As with most things, the days of sitting down with someone to
purchase anything are going away fast.

With the new technologies in the market you are able to get
lower prices, sometimes up to 25% cheaper than going the old
school route.

Our companies are able to get you a super fast quote within
sixty seconds online and get you covered within a few minutes.

When you get a home owners insurance quote online you save
yourself time and gain peace of mind with immediate coverage.

Our Online Homeowners Insurance

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